The life insurance team at Kiln is a market-leading specialist in developing life assurance solutions for difficult to place risks.
Our life portfolio consists of individuals and groups, unusual risks, lives working overseas, western expatriates, hazardous occupations and pastimes and lives with medical problems.
We are highly innovative and react quickly to market needs; we were the first in the market to provide cover for people who are HIV positive in the UK.
We often cover risks that are difficult to place in local markets, are highly sub-standard, involve expatriates and include death from natural causes to complement personal accident cover. We specialise in expatriate, third country national and local national risks where employers and employees need to insure their lives whilst working abroad and are excluded from their normal group life cover, or are unable to purchase individual term life insurance and no local cover is available.
Our underwriters write business in London at Lloyd’s for risks in the UK, continental Europe, the Americas, the Middle East and Asia. Our portfolio consists of individual and group accounts written through both Lloyd’s and non-Lloyd’s brokers as ‘open market’ business, under binding authorities or as facultative reinsurance. We also write reinsurance treaties.
Group, individual and scheme, term life assurance - direct and reinsurance
Group and scheme, term life assurance – direct and reinsurance